Finances are typically a student's top worry, from navigating the minefield of student loan application paperwork to straining your budget to pay for a range of expenses. A little bit of additional money can go a long way.
Planning your budget may not be enjoyable, but it is necessary if you want to survive as a student. Know what additional funding you are entitled to and apply for it as soon as possible.
The UWE website provides an overview of financial topics and is a great resource for budgeting advice.
Application forms for additional funds are available from Information Points. Some funds on the other hand will require an appointment so you will need to contact UWE's Student Money Service via any Information Point.
Consumer advocacy group Which? offer an educational website regarding all things monetary for University students. Visit https://university.which.co.uk/ to see more.
You can calculate your income and expenses using the helpful online calculator. Visit https://www.gov.uk/student-finance-calculator for more details.
Turn2us is a non-profit organisation that assists people in getting grants, welfare benefits, and other financial aid that is available to them. Visit http://www.turn2us.org.uk/.
Debts are typically categorised as priority or non-priority debts, but regardless of the classification, it's crucial to keep in mind that they will not go away. Do not disregard any letters you receive.
The University takes debts very seriously. So much so that if you owe money to UWE, you could face penalties like losing access to the library and IT services.
If you owe money to UWE as a continuing student, you might not be allowed to enrol in your next year of study. Similarly, if you owe money to UWE as a final-year student, your award might be withheld, which would affect your ability to demonstrate your academic success at UWE for job considerations.
Talking Money helps people to manage their debts. For further information about their services visit their website.
Further Info:
Students frequently need to find a part-time job to supplement their income, so it's important to know your rights and obligations at work and who to turn to if something goes wrong.
Please link ‘Jobshop’ to the Jobshop page on the new website.
The Students' Union's Jobshop advertises a broad range of part-time working opportunities on our various campus locations and around Bristol and the wider area. All the roles are student-friendly and will fit around your studies flexibly (we advise working no more than 16-20 hours per week whilst studying, but you can of course increase your working hours during the holidays).
No matter where they work, the size of the company or the nature of their employment, the majority of workers in the UK who are 18 years of age or older are legally entitled to a national minimum hourly pay. The NMW is fixed at different rates for certain groups of workers, depending on several factors, including age. Unfortunately, the National Minimum Wage does not apply to placement students enrolled on sandwich courses.
Contact ACAS, a national organisation, at 0300 123 1100 for information about the NMW or for free, objective advice on workplace rights, regulations, and best practices.
An employee always has a contract of employment with her/his employer. Even if the employee doesn't have a written contract, one will nonetheless exist.
There are three different sorts of contractual provisions in an employment contract. These are the following:
Express terms - (expressly agreed upon by the employer and employee, such as wages or working hours);
Implied terms - (which may not be expressly agreed upon by the employer and employee, such as mutual trust, a duty of care);
Statutory terms - (the right to notice, to receive the minimum wage, to receive redundancy pay, to return to work after maternity leave, and not to be discriminated against on the grounds of race or sex).
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